MAHP OnPoint: The Cost Benchmark v. Health Insurance Premiums: What’s the Difference?
Recently, the Center for Health Information and Analysis (CHIA) released its 2017 Annual Report on the Performance of the Massachusetts Health Care System. Its initial analysis of health care spending in 2016 concluded that costs grew 2.8 percent, less than the growth of 4.8 percent in 2015 and 4.2 percent in 2014, and below the Commonwealth’s health care cost growth benchmark of 3.6 percent established as part of the state’s 2012 Payment Reform law (Chapter 224 of the Acts of 2012). Some may ask, “If the cost benchmark increases 2.8 percent, why are premium costs higher?”
MAHP OnPoint: How Are Premiums Developed for Individuals and Small Groups?
The policy brief discusses how premiums are developed for individuals and small groups, examining the key factors that health plans consider in developing premiums, and provides an overview of how rate increases may vary across the marketplace.
MAHP OnPoint: Examining the Effect of a Repeal of the ACA on the MA Health Care Market: Immediate Priorities for the Marketplace
While the state’s landmark health reform law and other vital provisions in statute provide Massachusetts with the ability to maintain the gains in coverage realized under state and federal health reform, much is contingent on what provisions are ultimately repealed or changed. The enclosed brief discusses the immediate priorities for the marketplace and outlines a series of measures for maintaining market stability and universal health coverage in the Commonwealth.
MAHP OnPoint: Predictive Modeling Tools in the Market
The policy brief examines the field of predictive analytics and whether these tools can be used as a means to help identify children in need of assistance and help in protecting our state’s most vulnerable population.
MAHP OnPoint: Rx Reality Check – 2016 Update
The policy brief examines the continued challenge presented by increases in prescription drug prices, the impact on the Commonwealth, and public perceptions on prescription drug prices. It also outlines a series of measures that policymakers should consider to address rising prescription drug prices and ensure that the entire health care system is accountable to making health care more affordable.
MAHP OnPoint: Understanding the Massachusetts and Federal Mental Health Parity Laws
Health plans are subject to stringent standards in the coverage of behavioral health and substance use disorder conditions and other medical conditions. The policy brief examines state and federal mental health parity laws and regulations, providing an overview of what parity is and address misconceptions in the applicability, oversight, and enforcement of mental health parity.
MAHP Report on Expanded Use of SCOs
The white paper examines the differences between the benefits the Senior Care Option (SCO) plans offer and the services provided to dual-eligible individuals who receive care in the fee-for-service Medicare and Medicaid programs. The report concludes that the state could generate significant savings, offer enhanced benefits, and provide a simpler, more convenient process for providers by enrolling all eligible low-income seniors in one of the state’s five SCOs.